Learn how health insurance covers preexisting conditions under the Affordable Care Act, ensuring you get necessary coverage without higher premiums.

Woman's World has affiliate partnerships. We receive compensation when you click on a link and make a purchase. Learn more! If you're turning 65 or planning for Medicare, you may have heard about "Medigap" - extra coverage that helps fill in the holes left ...

Share on Pinterest Open enrollment for the health insurance market plans runs from November through mid-January. Abraham Gonzalez Fernandez/Getty Images Healthcare experts expect monthly premiums for health insurance plans purchased through the Affordable ...

Insurance provides financial protection by covering risks like accidents, health issues, or property loss, helping individuals and businesses manage uncertainty.

Over the past century, the proportion of health-care services purchased through insurance—as opposed to directly by patients—has surged, thanks to the exemption of employer-sponsored benefits from income and payroll taxes. This has encouraged a great ...

Forbes contributors publish independent expert analyses and insights. Joshua Cohen is a Boston-based writer who covers health policy. Most Americans enrolled in employer-sponsored commercial insurance, Medicare and the Affordable Care Act exchanges will ...

Discover how your health insurance premium is really calculated, including factors like age, medical history, coverage type, lifestyle habits, and policy benefits.

If it seems like your health insurance bill is rising faster than your paycheck, you're not mistaken. The average cost for a family health insurance plan offered through the workplace was $26,993 in 2025, an increase of 6% from a year ago, according to the ...